Forget resolutions! Set goals!

Smart Goals – from a Pinterest pin.

Here’s my take on New Year’s Resolutions. They are a look back. What did it do wrong last year? What have I been doing wrong my whole life? Well, no more! This year I will _____, or will not _____fill in the blank. [Quit smoking. Lose weight, etc.]

But why not look forward? Set some achievable goals to achieve this year. I saw the Smart Goals concept several years ago at a state credit union association convention. Though I was supposed to be covering the convention, I applied the suggestions to my own career and home life with excellent results.

“Freedom lies not in changing what is but in creating what is next.” Quote from one of my favorite websites: The Conservative Treehouse. It really applies here.  You can set more than one goal, because note the “Specific.”

That means you can’t just say, “I want to be a better person next year.” What? No.

Since this website is supposed to be investment oriented, let’s say, “Increase income.” That would be smart, because you can only invest in solid assets if you have income left over after expenses.

Smart: Increase annual income.

Measurable. 10 percent [note: easy for me, since I only made $120 last year.]

Action [ or Achievable]: Find three new clients

Realistic [or Relevant}: Can you really do this – get three new clients? Not sure, but goals must exceed your comfort zone. I’ll talk about this in another post.

Timely: Most important item of all. If you don’t put a time limit on it, you run the danger of having the goal(s) slide into irrelevance and become forgotten. Oh, yeah. That.

Okay, you’re off and running. Think of a few other SMART goals you can set for yourself. Include some enjoyment. S: Go out more.  M: one movie, one concert, one shopping spree. A: Affordable? R: Are these events within easy driving/walking distance? T: By February.

So, are you convinced? No more resolutions! You don’t need no stinkin’ resolutions!

 

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About InvestingforOne

I've been investing in various assets by myself using a discount broker for many years. Over that time, I've developed some theories that others might find useful. Plus, there is more to investing than money. Time, talent, work, friends, family all go into developing a good and satisfactory strategy.
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