Bye-bye 2015! and Happy New Year 2016 to all!

Swiss artful humor in the snow. (Jo McIntyre)

Swiss artful humor in the snow. (Jo McIntyre)

Miscellaneous notes for tonight/ tomorrow. A note from WordPress on viewership has been fun to read.

One big post here, in terms of viewership, was the “About” page. Maybe I’ll fill it out a bit more. It seems people want to know who the heck that IFO blogger is!

Other popular posts over the past six years have been: #2 – Estonian music in Zurich; #3 – What causes forest fires? (only one for 2015); #4 – Travel tips – get a notebook! and #5 – Milestone reached! (That was the 1,000th post, done on Feb. 22, 2014.)

Also WordPress tells us that  was the most popular post on IFO this year.

No surprise – there were lots of pix showing snow all over Europe. including in Switzerland, of course, where I happened to be staying for a few wonderful weeks. It as unseasonably cold. Rare snow as far south as in Rome, Italy. That last got me to wondering, “Was there snow in Italy during the time of the Roman Republic/Empire?”

That got me to thinking about the terrible transition from Roman Republic to Roman Empire, then to the split between Eastern Empire (later Byzantium) and Western Empire (later Charlemagne’s Holy Roman Empire.)

You see, in a way, the “Empire” never did fall. It just changed its face and form, rulers and rules, wealth to poverty. But the skeleton remained standing, especially in the RC Church.

But that’s enough of that. Back to Investing for One.

But first, I want to confess that I am not a bit sad about the market close this year. In a perverse way, I’m glad, because that means the Required Minimum Distribution that the government forces me forces me to take a certain percentage of $$  (which gets bigger  every year) from my Traditional IRA (Individual Retirement Account)  each year will be smaller because the percentage is tied to the year end balance of the account! Bwahahahaha!

I thought an IRA was an emergency savings account. You know, for, um, emergencies in retirement. Guess not. The so-called reasoning is that since the money that went into it was not taxed, you can’t just sit on it as you get older, you have to take some out every year and spend it, dammit!

Fortunately, I also have a Roth IRA. Money that goes into one of those is taxed before it goes into the account, so there is no requirement (yet) that money be taken out at any particular time. So, I can keep it for, yes, emergencies.

Okay, but there is good news for this year. I’ve returned to earning income again, finally. The past few years have been wasted away traveling, going to operas, visiting museums and other time-wasters. I began to feel like a wastrel.

So, in 2015, I launched my new career as a book editor.  I actually got paid!!! Yay! I also intend to get work copy editing Websites, commercial brochures, and any other writing that authors feel may need another eye on it to spot typos, mis-used words, grammar fails, etc.

So, in spite of the terrible doings out in the rest of the world, my own has been fairly smooth sailing. Baruch HaShem!

Hat tip:


About InvestingforOne

I've been investing in various assets by myself using a discount broker for many years. Over that time, I've developed some theories that others might find useful. Plus, there is more to investing than money. Time, talent, work, friends, family all go into developing a good and satisfactory strategy.
This entry was posted in Career, Lifestyle and tagged , , , , . Bookmark the permalink.

2 Responses to Bye-bye 2015! and Happy New Year 2016 to all!

  1. savernation says:

    Great article and congratulations on your new life adventure. Good Luck in 2016

  2. Thank you, saver, and the same to you!

Leave a Reply

Fill in your details below or click an icon to log in: Logo

You are commenting using your account. Log Out /  Change )

Google+ photo

You are commenting using your Google+ account. Log Out /  Change )

Twitter picture

You are commenting using your Twitter account. Log Out /  Change )

Facebook photo

You are commenting using your Facebook account. Log Out /  Change )

Connecting to %s